Prepare Clients to Use Student Debt Solutions (SDS)

March 9, 2025

Info Needed for SDS and How to Download NSLDS File

  • Information Clients Need to Have Available to Use SDS
    For federal loans, NSLDS file username and password.
  • Have your FSA ID ready.
  • For private loans, most recent statement.
  • Family size, income and tax filing status.
  • Are payments current, late or in default?


Have your FSA ID ready and Login to Studentaid.gov.

  • If you don't remember your FSA ID, go to https://studentaid.gov/fsa-id/sign-in/retrieve-username.
  • Directions to enter a secure code from authenticator app, text a secure code to mobile phone, email a secure code, answer challenge questions or recover account with a photo ID will be provided.


View How to get your Student Loan File from Studentaid.gov.

  • Click here for PDF NSLDS download directions.

An increase in the number of down-payment programs now includes buyers earning over $100,000.
By Aarthi Swaminathan, MarketWatch Last Updated Feb. 2, 2026 February 19, 2026
the number of down-payment assistance programs is on the rise, and a growing share are open to people of all income levels — even six-figure earners.
Cartoon showing a person facing a staircase to a house with a sign that says
By Pam Marron August 15, 2025
90-day student loan delinquencies are silently crushing credit scores and killing mortgage approvals. Here’s how MLOs can fight back.
By Pam Marron, Loan Originator, NMLS#246438 April 8, 2025
A Few Extra Points MLOs Need to Know For Clients With Student Loans
Show More