Home Budgeting

All HUD Housing Counseling Agencies can provide home budgeting help. Go to HUD.gov for a counselor closest to you. 
  •  Slide 1: ​Find the right counselor at: https://apps.hud.gov/offices/hsg/sfh/hcc/hcs.cfm. Pick your state.

  • Slide 2: Click here to narrow your search.

  • Slide 3: Complete selections if known. click on dropdown next to Counseling Services and pick service needed.

Financial Fitness with NHS.org

If we don’t watch what we eat and don’t exercise we become unhealthy, often overweight and are more susceptible to disease. Right? Well, think about your finances. If you’re not taking care of how and where you spend your money your financial health is at great risk! Whether your goal is to achieve home ownership, or just to learn how to improve your financial health, we can help.

We believe the key is through education. That is why we offer an A rated class by leading experts, designed to give you tools you can use. This class is free, fun and interactive.

We will teach you:
• How to live on a budget.
• Develop a spending plan that works.
• Learn how to identify wasteful spending.
• Discover how to save money and even achieve financial goals.
• Make credit a tool, not a trap.

Click here to schedule online.

Tips for Making and Managing an Emergency Budget
By Courtney Nagle | Tuesday April 14th, 2020

When the unexpected occurs, you need a plan for moving forward. Whether you already have an emergency fund or not—you need an emergency budget. Here are some tips for how to use your emergency fund or other money sources wisely so that you can maintain financial health during an uncertain period.

Put It in Writing

This is a good rule of thumb all the time, but especially when you are in crisis mode: keep a written budget. While some people can budget “in their heads” and manage money pretty well without writing anything down, you should not use these methods during an emergency. There is too much at stake, so be sure to use a formal budget, whether that means pen and paper, a spreadsheet, or one of the many online budgeting tools available at NFCC.org. Doing so will help you see exactly where your money goes and make the necessary changes to your planning and spending from month to month.

2020 Clients2Homeowners.com created Feb. 2020