Florida City, County (SHIP) & State Downpayment Assistance Programs 

Directions for PDF below:

  • Use magnifying glass to Search city, county or name of program. Click on down arrow in top row on right to expand.

  • Please call program to check on if funds are available and specific 2nd mortgage underwriting criteria that is often different than 1st mortgage underwriting criteria.

  • Check if you must take class to be approved to provide DPA to clients.

  • If you are an independent loan originator, check with 1st mortgage wholesaler first to see if they accept DPA programs. 

  • Automatic Zoom, download and print options for list on top bar of matrix.

  • Click on blue links to go directly to program website. If not blue, put link in URL and hit enter to proceed.

  • Check with housing counseling agency to find if any Community Reinvestment Act (CRA) funds are available in your area that can also be used for additional DPA source! 

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2020 Clients2Homeowners.com created Feb. 2020 

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